Temenos Infinity

Core Banking

Security


DigitalPersona – Biometric Authentication for Temenos Infinity

AUTHENTICATION IN THE DIGITAL BANKING AGE


SOLUTION OVERVIEW


The DigitalPersona for Temenos authentication solution provides a multi-channel, modular Microsoft enterprise framework that integrates seamlessly with the Temenos T24 core engine. Enabling fingerprint biometric authentication, DigitalPersona for Temenos delivers strong authentication and proof-of presence for both sides of the banking transaction – employee and customer.


DigitalPersona for Temenos provides for a more modern approach to authentication, delivering stronger security and compliance. As a native component of T24, the DigitalPersona for Temenos solution enables the creation of a unique user identity, confirmation (authentication) of that identity and control of what that identity accesses, all seamlessly integrated into the Temenos offering. The solution eliminates the concern over shared credentials, ensuring only
authorized individuals can access restricted applications and workflows. And because DigitalPersona for Temenos streamlines the authentication process, access is more efficient and staff are more productive. IT teams also benefit through the elimination of time-consuming password and related support calls.


DigitalPersona offers tailored pre- and post-deployment support to ensure your engagement and ongoing business needs are met. Our DigitalPersona Consultation Services offer experienced Identity Access Management professionals to evaluate your security requirements, recommend best practices and configure a highly-effective solution that aligns with your business model. Moreover, with DigitalPersona Delivery Services, our experts assist with deployment, training and ongoing optimization of your authentication and identity management solution.


Banks are demanding core banking systems that enable growth, manage cost and control risk. Positive identification of employees and customers is a critical requirement for delivering on these success factors. DigitalPersona for Temenos provides “one touch” identification of employees and customers for any transaction in the Temenos T24 Core Banking platform. This allows banks to cost-effectively launch new products, serve customers in emerging markets, decrease time with the teller for in-branch operations and meet regulatory compliance guidelines for multi-factor
authentication.


The DigitalPersona for Temenos module provides banks with strong, usable security that natively integrates with your T24 system. Built on an enterprise framework, it offers a platform for future expansion of biometric identity management within the bank, including single sign-on. It can also work with ATM and point of sale devices. The enterprise framework allows a single fingerprint enrollment to be shared across multiple functional areas.


DigitalPersona for Temenos enables:

  • One touch login to T24 core banking
  • Authentication of any transaction override, including cash withdrawal, funds transfer and multi-tenant accounts
  • Customer authentication at the bank branch
  • Mobile banking



DIGITALPERSONA CONNECTORS FOR TEMENOS INFINITY (T24)

 

EMPLOYEE MODULE

 

T24 Login

Secure login to T24 (supports range of factors, including biometrics)

 

  • Enable separation of duty for IT administrators
  • Meet MFA compliance regulations
  • Eliminate IT support costs for password administration

 

T24 Transaction Authentication
Rapid Teller / management approval of transactions with
proof-of-presence

 

  • Verify transaction overrides
  • Decrease transaction processing time by 50%
  • Improve customer service, reduce queuing
  • Non-repudiation of transactions
  • Comply with AML regulations

 



CUSTOMER MODULE


T24 Customer Branch Authentication

Strong authentication of customers and customer transactions


  • Support micro-finance expansion initiatives via cost-effective
    identification
  • Authenticate without credentials
  • Comply with KYC regulations
  • For CUs and community banks to large tier one institutions



KEY BENEFITS


                       ENABLE GROWTH


  1.  Deploy new products and services

  2.  Support micro-finance initiatives

  3 Improve customer service

(faster to login to T24 or any business application)



 

 

 

MANAGE COST


  1.  Increase operational efficiency

   2.  Decrease time with the teller

   3. Decrease IT support cost and password              management






                                CONTROL RISK


  1. Prevent identity fraud

  2. Identify based on who you are,
       not something you have or know

  3. Multi-factor authentication

  4. Non-repudiation of charge backs


T24 Customer Enrollment with Multi-factor Authentication and Biometric

T24 Teller Logon with One Factor Authentication

 

T24 Teller Logon with Two Factor Authentication

 


Advantages of Softbrand Technologies

Guaranteed

24/7 Live onsite support

Easy Deployment


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